Annual Gross Revenue
$52,400
38 stays · $115 avg/night · 3.6 nights avg
Total Operating Costs
$22,840
43.6% of gross revenue
Net Operating Income
$29,560
56.4% margin · before depreciation
Tax w/ Deductions
$4,476
Taxable income × 24% · ops + depreciation
Tax w/o Deductions
$12,576
Gross revenue × 24% · no deductions
Income Breakdown
Revenue by Platform
Annual · 2030
Primary Channel
Airbnb
$32,480
62%
Secondary Channel
VRBO
$12,576
24%
Furnished Finder
Furnished Finder
$4,712
9%
Direct
Direct Booking
$1,572
3%
Other Channels
Other
$1,060
2%
Monthly Average
Cash Flow Statement
Annual ÷ 12
| Line Item | Monthly | Annual |
|---|---|---|
| Income | ||
| Gross Rental Revenue | $4,367 | $52,400 |
| Fixed / Financing & Insurance | ||
| Mortgage Interest | $566 | $6,792 |
| Property Tax | $282 | $3,385 |
| Hazard Insurance | $155 | $1,858 |
| Fixed Total | $1,003 | $12,035 |
| Cleaning & Laundry | ||
| Supplies & Laundry Products | $80 | $960 |
| Cleaning Total | $80 | $960 |
| Coffee Bar & Amenities | ||
| Coffee, Snacks & Guest Supplies | $88 | $1,056 |
| Amenities Total | $88 | $1,056 |
| Utilities & Subscriptions | ||
| WiFi, Electric, Water | $245 | $2,940 |
| Ring, Lock, STR Software | $10 | $120 |
| Utilities Total | $255 | $3,060 |
| Outdoor, Lawn & Propane | ||
| Landscaping & Propane | $221 | $2,650 |
| Outdoor Total | $221 | $2,650 |
| Maintenance & Repairs | ||
| Pest Control, HVAC Filters | $58 | $695 |
| Maintenance Total | $58 | $695 |
| Admin & Management | ||
| Office, Permit | $12 | $144 |
| Admin Total | $12 | $144 |
| Per-Booking Variable Costs | ||
| Cleaning Service ($200/stay) | $633 | $7,600 |
| Platform Fees (~3%) | $131 | $1,572 |
| Per-Booking Total | $764 | $9,172 |
| Total Operating Costs | $1,903 | $22,840 |
| Depreciation (Schedule E) | ||
| Straight-Line Structural ($300K basis ÷ 27.5 yrs) | $909 | $10,909 |
| Total Deductions (Operating + Depreciation) | $2,812 | $33,749 |
| Taxable Rental Income | $1,554 | $18,651 |
Annual Cost Breakdown
By Category
Fixed / Financing
$12,035
52.7%
Per-Booking Costs
$9,172
40.2%
Utilities & Subscriptions
$3,060
13.4%
Outdoor, Lawn & Propane
$2,650
11.6%
Cleaning & Laundry
$960
4.2%
Coffee Bar & Amenities
$1,056
4.6%
Maintenance & Repairs
$695
3.0%
Admin & Management
$144
0.6%
Total Costs
$22,840
Performance Summary
NOI Margin
56.4%
Depreciation Deduction
$10,909 / yr
Taxable Rental Income
$18,651
Est. Tax Owed (24%)
$4,476
Monthly Cash Flow
+$2,463
📍 Sample Property — Nashville, TN (2030 Steady State). This dashboard uses illustrative data for a 3BR/2BA Nashville STR operating at full run rate. No HELOC, no capital or setup expenses — operating costs only. NOI does not account for debt service beyond mortgage interest. Contact us to build your own custom dashboard.
Tax Impact Analyzer
Federal Tax Bracket24%
Gross Rental Income$52,400
Total Deductions$22,840
Taxable Net Income$29,560
Estimated Tax Owed$7,094
After-Tax Cash Flow$22,466
Quarterly Set-Aside$1,774
Depreciation Schedule
Building Basis$280,000
Annual Straight-Line Depr.$10,182
Personal Property (bonus)$18,400
Year 1 Total Depr. Deduction$28,582
Tax Saved (24% bracket)$6,860
Revenue Projections & Scenario Planner
Conservative (28 stays)$38,640
Base Case (38 stays)$52,400
Optimistic (52 stays)$71,760
Break-Even NOI$22,840
Nightly Rate Sensitivity±$1,890 per $5